Hastings Mutual
Hastings Mutual has operated under its current name for 50 years, but it actually traces its roots to a Michigan insurance company founded in 1885. Over the years, Hastings Mutual has collected a large number of industry awards for everything from excellence in service to financial security. Just this year, Hastings Mutual appeared on the Ward Group’s list of the top 50 best performing insurance companies. The Ward Group’s list is compiled using a five-year company analysis in the following categories: safety, consistency and performance.
Unfortunately, our readers on the East and West coasts are not eligible for insurance coverage from Hastings Mutual. The company exclusively services the following Midwestern states: Illinois, Indiana, Iowa, Michigan, Ohio and Wisconsin. Residents of these states can take advantage of the following Hastings Mutual auto insurance products: liability insurance, collision protection, comprehensive coverage and uninsured/underinsured motorist protection. Hastings Mutual also offers vehicle depreciation insurance (GAP coverage) and corporate auto insurance (C.A.R.S.).
All Hastings Mutual policy holders have the option of enrolling in their Multi-Protection Guard (MPG) coverage program. This program covers non-standard incidentals like travel interruption, new vehicle replacement and auto loan/lease coverage. Recently, Hastings Mutual expanded their MPG program to cover pet injuries or death and GPS theft.
If you’d like to use one provider for all your insurance needs, then you can likely satisfy that desire with Hastings Mutual. In addition to automotive insurance, the company also offers homeowners, renters, manufactured home and recreational vehicle insurance and a large selection of business and farm insurance options.
Surprisingly, you cannot initiate a new Hastings Mutual insurance policy online. Though the company does offer an informative website, interested parties will have to call a local agent to start a new policy (or even get a quote). Hastings Mutual insurance is offered by 900 agents throughout the Midwestern United States. The company’s site has a “find an agent” option, but if there isn’t an agent in your county you will be redirected to the home office in Michigan. Once you have a Hastings Mutual insurance policy, getting the most out of your coverage is a little easier thanks to the site’s many online account management features.
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