Privacy

Privacy Policy

This Privacy Policy governs your use of this web site and any content, products or services made available from or through this website including any sub domains thereof (“Web Site”). The Website is made available by AiQuotes.com.

By visiting AiQuotes.com and requesting information, products or services offered on or through this Web Site, you agree to the terms of this Privacy Policy, as they may be amended from time to time. As AiQuotes.com updates or expands its Web Site, services or products, this Privacy Policy may change and the changes are effective upon posting. Please check back frequently for updates as it is your sole responsibility to be aware of changes. AiQuotes.com does not provide notice of changes in any manner other than by posting the changes at this Web Site 30 days prior to any change(s) that may go into effect. This Privacy Policy is incorporated into, and part of, the Web Site Terms and Conditions of use (“Terms of Use”), which governs your use of this Web Site in general.

This Web Site is intended for users who are located in the United States of America. The Privacy Policy shall be interpreted under the laws of the United States.

Purpose

The purpose of this Policy is to describe the information collection, use, and dissemination practices of AiQuotes.com, its parent, subsidiaries and registered d/b/a companies (Collectively Referred herein after as “AiQuotes.com”) and all related websites owned or registered to AiQuotes.com and applies to AiQuotes.com’s collection, use, storage and disclosure of information by AiQuotes.com on its (a) websites, including all its divisions, subsidiaries and related companies (collectively, the “Websites”), (b) on various Third Party websites, and (c) to AiQuotes.com’s other information collection, including the acquisition of customer information from third parties. AiQuotes.com is not responsible for the information collection or privacy practices of third party websites or applications.

By reference, this Privacy Policy is incorporated into and is subject to the Terms and Conditions pertaining to the use of the website. Your use of the website and any personal information you provide via the website or through other official AiQuotes.com contact remains subject to this Privacy Policy as well as the applicable Terms and Conditions for use of the site or services and products contained thereon.

By providing us with your personal information on our website or in the course of using our services, you consent to the transfer of your Personal Data and Sensitive Personal Data, and any other data we acquire about you from third-party service providers.

Information Collection, Use, and Dissemination practices.

This policy applies to AiQuotes.com’s collection, use, storage and disclosure of information by AiQuotes.com on autoquotenow.com and is not intended to cover any other sites, companies or affiliates privacy practices.

  1. Collection of Information.

1.1.  User Direct Information. Each time you provide or transmit information via the Website, AiQuotes.com may obtain and collect personally identifiable information provided by you, including, but not limited to, your name, email address, mailing address and telephone or cell phone number(collectively referred to as “personal information”). If you choose to access our website, use our services or purchase our products, we may require you to provide personal information as indicated on the forms throughout the site.

1.2.  Survey Information. AiQuotes.com does not offer any online surveys or contests, nor is any information you provided used for those purposes.

1.3.  Third Party Information. AiQuotes.com may collect information from you when you provide information to a third party and AiQuotes.com subsequently acquires or uses the information provided by the third party. Such information may include, but is not limited to, your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests, and such other information as the you may have provided to the third party. When acquiring this information, AiQuotes.com seeks assurances from the third party that you agreed to provide and have such information acquired by AiQuotes.com. If you did not give express permission, or you would like to remove your permission, you may suppress all of your information.

1.4.  Other Methods of Collecting Personal Information. Other occasions when AiQuotes.com obtains information from you include (1) your claiming a prize or seeking to redeem an offer by AiQuotes.com or by a third party, (2) your requests for assistance through AiQuotes.com’s customer service department, and (3) when you voluntarily subscribe to a AiQuotes.com service.

1.5.  Cookies, Web Beacons, and Other Info Collected Using Technology. AiQuotes.com currently uses cookie and web beacon technology to associate certain Internet-related information about you with information about you in its database. Additionally, AiQuotes.com may use other new and evolving sources of information in the future.

(a)   Cookies. “Cookies” are a feature on your browser software. If enabled, we may write cookies that may store small amounts of data on your computer about your visit to any of the pages of this Site. Cookies assist us in tracking which of our features appeal the most to you and what content you may have viewed on past visits. When you visit this site again, cookies can enable us to customize our content according to your preferences. We may use cookies to: keep track of the number of return visits to this site; accumulate and report aggregate, statistical information on website usage; deliver specific content to you based on your interests or past viewing history. You can disable cookies, although the Site may not function properly for you. Your browser preferences can be modified to accept or reject all cookies, or request a notification when a cookie is set. Please note that we do not associate any personal information provided by you with the information stored within a cookie; the purpose of the cookie is only to provide you with an enhanced user experience. You may read more about cookies at http://cookiecentral.com. In order to use all of the features and functionality of AiQuotes.com’s websites, you need to accept cookies.

(b)   Tracking Pixels. AiQuotes.com uses clear GIF Tracking pixels to track user movement through the site for aggregated site traffic metrics. In addition, some AiQuotes.com affiliates set tracking pixels on our web pages to track completed auto loan requests referred by their websites. This information provides statistical usage data and is not tied to any uniquely identifying information about you.

(c)   Web Beacons. A web beacon is a programming code that can be used to display an image on a web page, but can also be used to transfer your unique user identification to a database and associate you with previously acquired information about an individual in a database. This allows AiQuotes.com to track certain websites you visit. Web beacons are used to track online behavioral habits for marketing purposes to determine products or services you may be interested in.

(d)   IP Addresses. AiQuotes.com automatically tracks certain information based upon your behavior on the site, though this information is not associated with personally identifying information in any way. This information may include the URL that you just came from (whether this URL is on the site or not), which URL you next go to (whether this URL is on the site or not), your computer browser information, and your IP address. Your Internet Protocol (“IP”) is a unique Internet “address” which is assigned to you by your Internet Service Provider (“ISP”). For local area network (“LAN”), DSL, or cable modem users, an IP address may be permanently assigned to a particular computer. IP addresses are automatically logged by Web servers, collecting information about a user’s traffic patterns. While the IP address does not identify an individual by name, it may, with the cooperation of the ISP, be used to locate and identify an individual using the Web. Your IP address can, however, reveal what geographic area you are connecting from, or which ISP you are using. Finally, other websites you visit have IP addresses, and we may collect the IP addresses of those websites and their pages.

(e)   Computer Profiles. AiQuotes.com may also collect and accumulate other anonymous data which will help us understand and analyze the Internet experience of our visitors. For instance, AiQuotes.com may accumulate visitor data relating to referring domain names, the type of browsers used, operating system software, screen resolutions, color capabilities, browser plug-ins, language settings, cookie preferences, search engine keywords and JavaScript enablement. When you provide us with Personal Identification Information, we are able to use such visitor data to identify you.

(f)   Data Analysis. Data Analysis technology may be employed from time to time if used by a Client of AiQuotes.com.

(g)   New Technology. The use of technology on the Internet, including cookies and web beacons, is rapidly developing. As a result, AiQuotes.com strongly encourages individuals to revisit this policy for any updates regarding its use of new technology.

1.6.  No Information Collected from Children. AiQuotes.com will never knowingly collect any personal information about children under the age of 13. If AiQuotes.com obtains actual knowledge that it has collected personal information about a child under the age of 13, that information will be immediately deleted from its database. Because it does not collect such information, AiQuotes.com has no such information to use or to disclose to third parties.

1.7.  Credit Card and Checking Account Information. AiQuotes.com does not currently collect credit card or checking account information.

1.8.  Security. AiQuotes.com understands the importance of security for our consumers. When applicable, we use the latest SSL (Secure Socket Layer) encryption technology to protect data requested by you from third-parties in some cases. This allows your request to be submitted in a secure environment while reaching the intended parties. An SSL-capable web browser is needed to support this encryption technology. Netscape Navigator 4.6 or higher or Microsoft’s Internet Explorer 4.01 or higher will support SSL technology. To verify that you are on a secure web page in Netscape Navigator, right-click while your cursor is on the form (not the border) and select “view Frame information” in Netscape Navigator. To view security certificates in Internet Explorer, click Internet Options on the View menu in the browser and then the Content tab. In the Certificates area, click the Personal, Sites, and Publishers buttons to view the current certificates.

  1. Use of Individual Information.

2.1.  General Use. The following paragraphs in Section 2 describe how AiQuotes.com currently uses Individual Information, but AiQuotes.com may change or broaden its use at any time. As noted below, AiQuotes.com may update this policy from time to time by posting changes at this location 30 days prior to implementation.

2.2.  Email and Unsubscribe Policy. AiQuotes.com uses Individual Information to provide promotional offers by email to individuals. AiQuotes.com may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list.

AiQuotes.com’s unsubscribe process impacts only the future delivery of electronic mailings disseminated by AiQuotes.com on its own behalf.

You should also note that unsubscribing from AiQuotes.com’s electronic mailings will not automatically unsubscribe the subscriber’s information from any Third Party business associates and licensees of the data. Since Third Party associates and licensee partners maintain separate databases from AiQuotes.com, and you will need to unsubscribe from each source individually, if desired. This allows you the freedom to pick and choose which subscriptions to maintain and which to discontinue.

2.3.  Content of Email Messages. In certain commercial email messages sent by AiQuotes.com, an Advertiser’s name will appear in the “From:” line but hitting the “Reply” button will cause a reply email to be sent to AiQuotes.com. The “Subject:” line of AiQuotes.com email messages will usually contain a line provided from the Advertiser to AiQuotes.com or from the AiQuotes.com in its own promotions.

2.4.  Solicited Email. AiQuotes.com only sends email to individuals who have agreed on the Websites to receive email from AiQuotes.com or to individuals who have agreed on a Third Party website to receive email from Third Parties. As such, AiQuotes.com does not send unsolicited email messages. As a result, United States statutes requiring certain formatting for unsolicited email are not applicable to AiQuotes.com’s email messages.

2.5.  Targeted Advertising. AiQuotes.com may use Individual Information to target advertising to an individual. When an individual is using the Internet, AiQuotes.com uses Technology Information to associate an individual with that person’s Individual Information, and AiQuotes.com attempts to show advertising for products and services in which the person has expressed an interest in the Surveys, indicated an interest by means of Technology Information, and otherwise.

2.6.  Telemarketing. AiQuotes.com does not make use of Telemarketing services.

2.7.  Wireless Addresses. If the e-mail address you provide to AiQuotes.com is a wireless e-mail address, you agree to receive messages at such address from AiQuotes.com or its business associates (unless and until you have elected not to receive such messages by following the instructions in the unsubscribe portion of this policy). You understand that your wireless carrier’s standard rates apply to these messages. You represent that you are the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges.

2.8.  Short Message Service. AiQuotes.com does not utilize short message service at this time.

2.9.  Use of Technology Information. AiQuotes.com uses Technology Information (1) to match a person’s Survey Information and Third Party List Information to other categories of Individual Information to make and improve profiles of individuals, (2) to track a person’s online browsing habits on the Internet, (3) to determine which areas of AiQuotes.com’s websites are most frequently visited. This information helps AiQuotes.com to better understand the online habits of individuals so that AiQuotes.com can target advertising and promotions to them.

2.10. Profiles of Individuals. AiQuotes.com uses Individual Information to make a profile of an individual. A profile can be created by combining Survey Information and Third Party List Information with other sources of Individual Information such as information obtained from public databases.

2.11. Storage of Individual Information. AiQuotes.com stores the Individual Information in a database on its’ computers. Our computers have security measures (such as a firewall) in place to protect against the loss, misuse, and alteration of the information under AiQuotes.com’s control. Not withstanding such measures, AiQuotes.com cannot guarantee that its security measures will prevent its computers from being illegally accessed, and the Individual Information on them stolen or altered.

2.12. Disclosure Pursuant to Judicial or Other Government Subpoenas, Warrants or Orders We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web Site.

  1. Use of Personal Information.

AiQuotes.com may use your personal information in the following ways:

3.1.  Third Party Offers. AiQuotes.com may feature on its own site services or goods it believes you to be interested in. AiQuotes.com does not provide third-party service providers with any personally identifiable information; in the event you choose to utilize goods or services provided by a third-party, you will be transferred to their website.

3.2.  Marketing. AiQuotes.com will use your personal information for any marketing and survey purpose on behalf of AiQuotes.com and its affiliates and subsidiaries to send information to you about additional goods or services that may be of interest to you. In addition, AiQuotes.com will disclose your personal information to third party agents and independent contractors to help us conduct our marketing and survey efforts and to share with other companies in connection with marketing efforts including but not limited to direct marketing. You may have no relationship with these other companies.

3.3.  Co-sponsored Offerings. AiQuotes.com may provide an offering may be co-sponsored by another AiQuotes.com. In those situations, the information we obtain from you may be shared with our co-sponsor. In those situations, our co-sponsors will have the right to use your information for their own purposes, in accordance with their own policies. If you do not wish for the information we obtain from you to be shared with our co-sponsor, then do not provide to us any Personal Information in connection with such offering. We are not responsible for how our co-sponsors may use your information.

3.4.  Service Providers. We may use third parties to help operate our Web Site and deliver products and services. In the event services of this type are used by AiQuotes.com, no personally identifiable information will be provided to the third-party provider without your consent.

3.5.  Aggregate Statistics. We may disclose aggregate statistics regarding user behavior as a measure of interest in, and use of, our Web Site and e-mails to third parties in the form of aggregate data, such as overall patterns or demographic reports that do not describe or identify any individual user.

3.6.  Complying with Legal Process. AiQuotes.com will use or disclose your personal information in response to subpoenas, court orders, warrants, or legal process, or to otherwise establish or exercise our legal rights or defend against legal claims or in the event you violate or breach an agreement with AiQuotes.com. AiQuotes.com will use and disclose your personal information if we believe you will harm the property or rights of AiQuotes.com , its owners, or those of AiQuotes.com ’s other customers. Finally, we will use or disclose your personal information if we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of AiQuotes.com’s acceptable use policy, or as otherwise required by law when responding to subpoenas, court orders and other legal processes.

3.7.  Data Summary. AiQuotes.com may sell or transfer non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons.

3.8.  Third Parties. AiQuotes.com may provide your personal information to third parties with whom they have a business relationship for the purposes of securing the services and products you have requested or provide you with additional marketing materials from which you may choose additional products or services.

  1. Privacy Practices of Third Parties.

4.1.  Advertiser cookies and web beacons. Advertising agencies, advertising networks, and other companies who place advertisements on the websites and on the internet generally may use their own cookies, web beacons, and other technology to collect information about individuals. AiQuotes.com does not control the use of such technology and AiQuotes.com has no responsibility for the use of such technology to gather information about you.

4.2.  Links. The websites and email messages sometimes contain hypertext links to the websites of third parties. AiQuotes.com is not responsible for the privacy practices or the content of such other websites. Linked websites may contain links to websites maintained by third parties. Such links are provided for your convenience and reference only. AiQuotes.com does not operate or control in any respect any information, software, products or services available on such third party websites. The inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

4.3.  Affiliations/Merger/Sale. AiQuotes.com further reserves the right to disclose, transfer or sell your personal information to companies who are affiliated with AiQuotes.com in AiQuotes.com’s sole discretion. If AiQuotes.com changes ownership through an acquisition, merger, sale or other change of business status, it reserves the right to transfer or assign the right to use your Personal Information collected from the Website.

  1. Foreign use of the Website. To the extent that you are accessing the Website while domiciled outside of the United States, you acknowledge that the Personal Information you are providing AiQuotes.com is collected and stored in the United States and therefore consent to the transfer of information to and storage of the information outside of your domiciled country and in the United States.
  2. California User Consumer Rights. In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, STE 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov. For more information about protecting your privacy, you may wish to visit: http://www.ftc.gov