If you do qualify for this professional group discount, you may be able to save up to 27% off your entire insurance plan! This could mean big bucks, so listen closely. In order to qualify for this program, you or your spouse must be a member of one of the professional groups affiliated with your insurance company, a professional federal employee in a technical or administrative position, or be a graduate student.

Obviously, the qualifications are pretty strict, but it’s definitely worth the savings if you can get in. But if you’re already a part of one of these organizations, make sure you let your car insurance provider know you would like to benefit from the professional group discount right away. You could be missing out on big savings as we speak. There are many different discounts that auto insurance companies offer, but you don’t just have to choose one or the other. You can save concurrently if you qualify for more than one!

Check out Auto Insurance Discounts to see a complete list.  Good luck on your quest for cheaper auto insurance; but only a lucky few customers get to qualify and save with the Professional Group Discount. So if I were you, I would find out if I qualify today.

One of the largest auto insurance discounts around is called the Multi-Car Discount. Any average person would think that if you have to insure two separate vehicles, it would be a perfect opportunity for auto insurance companies to hit you with ridiculous policy premiums. But it’s actually quite the opposite! Almost all of the major auto insurance companies across the U.S. offer a popular discount called the multi-car discount. This discount entails that if you are insuring more than one car on a single insurance policy, you can save anywhere from 10 – 35% off your entire monthly payment!

This comes in handy when your child is begging you to add them to your existing policy. It is common knowledge that most car insurance companies do not offer cheap rates to children under the age of 18, ESPECIALLY if the child is male. Calculated risk is the reason for this. Depending on many factors (including age, sex, location, driving history, and basically how at risk your vehicle is to be vandalized or stolen), every insurance company has an extremely complicated algorithm dedicated to calculating how much risk each driver has compared to all the others. The higher the risk, the higher your monthly insurance rates will be.

Give your child his/her own insurance policy under their own name, and they’ll most likely be paying far more than any other option. Add your child’s name and vehicle to your own policy, and you will qualify for discounts (multi-car discount) as well as save your child a ton of cash on monthly insurance premiums.

You do not need a child turning this age to take advantage of the multi-car discount. If you own two cars yourself, you also qualify. There does not need to be two names on the policy to save money. Anyone can qualify and there are no discriminations or limitations to this discount.

If you’ve found that your workplace does not partake in this type of group insurance coverage, you should run down the list of any and all clubs, alumni groups, professional business teams, or any other similar associations you may be a member of. Then find out if that group or club offers the group insurance discount.

After you’ve discovered that you do belong to an organization which participates, call your insurance agent right away to find out how much you can start saving. Group insurance discount motorists could qualify for up to an 8% discount on their entire insurance policy. Needless to say, this cuts monthly installment way down. You can learn more about the group insurance discount through your insurance provider.

It is just as important to compare online group auto insurance quotes as it is to look for an individual auto policy. Getting rates from various providers is important to find the best deal possible. To get multiple car insurance quotes from various insurers to get the best rate possible for you and your group, simply enter your zip code and get your free quotes today.

There are so many different discounts ranging from the big Mulit-Car Discount, which saves you up to 35% on your entire insurance policy, to the tiny Daytime Running Lights Discount in which all you need to qualify for this is to own a vehicle that comes factory-equipped with daytime running lights. Now that you understand how varied these auto insurance discounts are, you should be shopping within your OWN auto insurance provider to see if there are any discounts that you should already be saving money on because you’re qualified and you didn’t even know it!

But before you go, the focus of this article is on the generous Good Student Discount. This is one of the largest auto insurance discounts there is; and in my opinion, it’s for good reason. In order to qualify for the Good Student Discount, you must be between the ages of 16 and 25 and also currently be a full-time high school or full-time college student. In most states, students must have a minimum GPA (grade point average) of 3.0 or better to qualify as well. This good student discount may save you up to 15 percent on your entire auto insurance policy! Males and unmarried females with less than 9 years of behind-the-wheel experience, who have already graduated from a 4-year college or university, may also be considered for this good student discount, granted they meet the above scholastic prerequisites. (Students enrolled in a home-study program may also be eligible if they show proof of upper-20 percent rankings for the following National Standardized Tests within the last 12 months: ACT California Achievement Test, PLAN, PSAT, SAT I, TAP. Being a good student is no easy task and that it why most auto insurance companies honor this good student discount.

Thousands of drivers across the United States are saving money on their auto insurance with the Good Student Discount. If you feel that you qualify for this good student discount under the previously described requirements, be sure to check with your current auto insurance provider right away to see if they’re already giving you discounted rates on your monthly auto insurance premiums. You can also shop around for other auto insurance providers, considering that almost every major provider offers this discount. You can also use this website to shop for other trusted auto insurance providers that also offer the Good Student Discount in their free auto insurance quote section. Good luck!

Those who qualify for the farming discount are typically defined as those who generally attempt to maximize financial income from grain, flowers, produce, or livestock. Subsistence Farmers, those who farm a small area with limited resource inputs, and produce only enough food to meet the needs of his/her family, generally do not qualify for this type variable discount.

In many cases, there are weight and axel restrictions for farm trucks and automobiles. If you’re looking to purchase a new vehicle for your farm or ranch, take a moment to research those restrictions and make sure you can capitalize on your farming discount. You’ll want to compare a few auto insurance carriers to get the best rate.

This farm discount may be applied to any automobile insured by the owner, tenant or permanent resident of the farm, ranch or orchard property; however any automobiles receiving a farming discount must not be used in driving to and from work other than farming, or in driving to or from school.

Moreover, trucks licensed as farm trucks may not be used for any non-farm occupation, trade or employment. If you use your truck for an outside job or other commercial purpose, you need to license your truck as a dual purpose farm vehicle. You may use a farm truck for personal or family purposes but not for commuting to another job.

Typical economy cars are small, light weight, and inexpensive to buy. They can also be classified as having low horsepower, low emissions, and high fuel economy; all of these factors contribute to getting you cheaper auto insurance. Many auto insurance companies offer something called an Economy Car Discount. Some of the best economy cars include but are not limited to:

* Honda Civic
* Honda Fit
* Toyota Corolla
* Hyundai Accent
* Toyota Prius
* Hybrids

If you’re concerned with keeping your wallet full of money and helping the environment along the way, getting behind the wheel of an economy car may just be the right choice for you. Despite the smaller interior, and trunk capacity of an economy car, they have a lot to offer – better parking spaces (it’s no secret there are plenty of compact parking spots to go around), easy parallel parking, cheaper maintenance, cheaper gas costs and most importantly, cheap auto insurance!

Still on the fence about purchasing an economy car and reaping the benefits of the economy car discount? Rest assured there have been many improvements to the economy class since the oil crisis in the 70’s when economy cars were being massed produced. Now economy cars are being rated among the top of reliable, safe and versatile vehicles.

Many economy cars have an emissions rating and most insurance companies offer and additional discount for Ultra-Low or Super-Ultra-Low emissions ratings. So, if you’re in the market for an economy car, be sure to check the sticker for an Emissions Rating!

**The Economy Car Discount is subject to availability and qualifications. Other terms, conditions, and exclusions may apply.

So it’s up to you to get out there and search for all the different ways you can save on your auto insurance rates. One of these many discounts is called the Associate Discount. The associate discount stipulates that if you are an employee of the insurance company that provides your auto insurance, you may be eligible for a rather large discount (the amount depends on which insurance company is providing the insurance).

What most people DON’T know is that some auto insurance companies continue to provide their ex-employees with the associate discount, even though they do not work at the company anymore! This is just one of the many situations in which auto insurance providers give cheaper rates. Some other discounts in addition to the associate discount include the Good Student Discount, Air Bag Discount, Anti-Lock Brakes System, and many more.

Visit our auto insurance discounts section where can find a complete list of all the different types of discounts so that you know exactly which ones you’re qualified for. Each Discount has an attached description so that you can ask your auto insurance company about it if you do in fact qualify. Just remember, you can save on more than one discount at a time, so feel free to splurge!

The Anti Lock Brake System affords you a discount because of its ability to improve vehicle stability, steer-ability and stopping capability. Insurance companies assess your car insurance rates based on “risk” – the likelihood that you will file a claim – so anti-lock brakes are not only a valuable safety feature, they can actually save you money on your monthly insurance premiums as well.

If you are not sure whether or not your car has an anti-lock brake system installed, check your owners manual or ask your dealer. Many economy class cars do not come with this feature, but it may be available as an option; so be sure to check with your dealer.

If you already own a car equipped with a factory installed anti-lock brake system, make sure you are getting the discount.

Here’s how: Go get your insurance policy (that’s probably the one crumpled in the back of your filing cabinet!). Next find your declarations page; the page that explains your car insurance coverages and make sure an Anti-Lock Brake System Discount is one of your listed discounts.

If it isn’t, call your car insurance agent right away and tell him/her that you qualify for an anti-lock brake system discount. If your insurance company does not offer this discount, it is probably time to look for a new agency. You will probably be surprised by the amount of money you can save!

Beware of add-on braking systems claiming to be an Anti-Lock Brake System. The Federal Trade Commission has ordered all add-on brake manufacturers to discontinue advertisements that claim their add-on braking system performed as effectively as factory installed anti-lock braking systems. These add-on braking systems are not eligible for the Anti-Lock Brake System Discount.